Personal Finance Pinoy Style

Earn cryptocurrency Basic Attention Token (BAT) by merely using the Brave Browser. First what is Cryptocurrency, it came from the word "cryptos" = concealed and "currency" = money accepted in general circulation in a country. The most famous cryptocurrency is Bitcoin which currently has a value of $9,599.69 or 473,270.59. While all of that is pleasing the high-volatility of cryptocurrencies would make everyone think twice in investing in such currencies, what if I tell you that you can get cryptocurrencies that while not comparable to bitcoin in value has the potential of high appreciation in the world of cryptocurrency and best of all its free. May I introduce to you the Basic Attention Token (BAT) cryptocurrency powered by Etherium, from Brave browser. BAT is a reward from Brave, for using their browser and compensation for the ads that you accept to view. While other browser does not compensate you for the barrage of unwanted ads that they send you, in Brave thos

Cryptocurrency came from Crypto = which means "hidden" or "concealed" and Currency which means a system of money generally used. The advent of cryptocurrency resulted in a cryptocurrency known as "Bitcoin" and Bitcoin as of this writing amounts to Php 470,311.96 per Bitcoin. How do you earn a cryptocurrency, you earn it thru mining. However, mining a Bitcoin now is capital intensive, requiring you a lot of computing power.  There is another way to earn a Crypto Currency, you can earn Pi, a new cryptocurrency developed by Stanford Phd, it is decentralized, mobile-first, user and planet friendly. As of the moment Pi has a potential value of $0.00348482, which could grow bigger once Phase 3 is completed.  I am sending you 1π! Pi is a new digital currency developed by Stanford PhDs, with over 3.5 million members worldwide. To claim your Pi, follow this link https://minepi.com/jgquitiongco and use my username (jgquitiongco) as your invitation code.

Since we were required to #StayAtHome due to the COVID-19 PANDEMIC, I have been actively looking for other sources of income online. One of which is Paid Online Survey: surveytime.io Surveytime.io is one of the most convenient paid online survey, for every survey you completed you are paid $1 dollar for your effort. No need to accumulate points, no minimum amount required for payouts just immediate payout for every survey completed. Started June 18, 2020 I have already redeemed $ 8 via Paypal and by the way I have already accumulated my first Php 1,000 answering online paid surveys. If you think this is a good opportunity for you, then click the link below registration is free https://surveytime.app/7Q711Qcnoo

The COVID-19 pandemic forced our country to expedite the assimilation of electronic commerce or e-Commerce. All government institutions and instrumentalities are being required to implement online transactions and online payment to help with social and physical distancing so as to prevent the spread of the virus. Electronic wallets or e-Wallets is now at the forefront of the e-Commerce transaction, allowing for contactless payment, and online payments that you could do anytime and anywhere. Among the e-Wallets available are GCash, Paymaya, Grabpay, Paypal and Coins.Ph. I currently have all of them on my mobile device so that I can make an honest assessment based on my experience using their mobile app. 1. GCash - GCash is an e-Wallet supported by Globe Telecoms, In my opinion GCash is the best electronic wallet in the Philippines. It provides multiple easy cash-in methods some of which you can avail for free. My favorite cash-in method is the BPI online link, which allows me to transfe

Is your business not allowed to operate under the General Community Quarantine (GCQ)? Did you fail to renew your business permit during the extended deadline under Sangguniang Panlungsod Resolution No. 53 Series of 2020 and Department of Finance Circular No. 002-2020 this June 25, 2020? Need not worry. The Sangguniang Panlungsod ng Pasig approved Resolution No. 73 Series of 2020 " A Resolution Extending the Deadline for Payment of All Taxes, Fees and Charges in favor to the City Government of Pasig of All Business Establishments that are still Prohibited to Operate during the General Community Quarantine Period Until July 25, 2020, and for other purposes." Authored by Councilor Gregorio "Ory" P. Rupisan Jr. https://www.facebook.com/CityCouncil2019/posts/581187715929323 Under DTI Memorandum Circular 20-33 Series of 2020, the following establishment are not allowed to operate during GCQ; 1. Gyms 2. Fitness studios 3. Sports Facilities 4. Entertainment and kids amuseme

When I say "stop trying to beat the deadline", what I meant is stop trying to settle your obligation at the last minute or at the absolute due date. It is a common trouble for individuals and companies, that they try to settle their taxes at the last minute that if they fail they are charged a great sum of penalties. Take local taxes for example, If you owe Php 100,000 with the Local Government Unit, failure to settle it on the due will result in a 25% Surcharge plus 2% interest on the Local Tax and Surcharge  Basic Tax       Surcharge 25%   Interest 2%  Total Penalties Total Taxes Due 100,000  25,000   2,500 27,500   127,500 As illustrated above, a delay of one (1) day on a Php 100,000 tax due will result in a penalty of Php 27,500. The same scenario is replicated as regards to your credit card accounts, loan and other bills. So what do you get when you beat the deadline?, basically you avoided incurring penalties, but you can have the same result if you settle y

Double your money in two (2) days, remember my last blog when I earned Php 50,000 but lost Php 300,000  https://personalfinancepinoystyle.blogspot.com/2020/06/i-earned-50000-but-lost-300000-yet-i-am.html It seems I have gained some lesson from the above experience, while I was browsing my CitisecOnLine (COL) account, I noticed a surge in demand on a stock named Altus Properties Ventures Inc. (APVI) I was able to buy 1,000 shares at Php 27.75 Seeing that it is at the ceiling, I infer from my experience from Merry Mart (MM) that there is a great possibility that APVI will increase in price the next day. Lo and behold APVI hit another ceiling at Php 41.60 giving me a gain of Php 13,000+ for a day of investing. Fighting my tendencies to grab the 50% gain in my stock position, I decided to wait for the price movement of APVI for the succeeding day. The early trading hours of the day shows a reduction of the trading price of APVI, reducing my potential gain. To assure my gains I